What Is Klarna & What Pay Later Options Are Available?

In cooperation with Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm, Sweden, we offer you the following payment options. Payment is to be made to Klarna:

• Pay Later 30
• Pay in 3 instalments
• Pay Now

Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of smooth payments to more than 200,000 online stores. Over 85 million consumers worldwide have trusted Klarna to securely handle their payments.

Klarna Pay Later is a payment option used by Folk Interiors whereby you can choose to either Pay Later in 30 Days or Pay Later in 3 Interest-Free Instalments. Please note, Folk Interiors is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note that Pay in 30 days and Pay in 3 instalments are not regulated by the FCA. Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time. 

1 - SHOP

Select your chosen pieces, add them to your basket....and when you’re ready, checkout.

2 - CHOOSE HOW TO PAY

Klarna will appear as one of the payment options at the checkout - select Klarna pay in 3 interest-free instalments, or Klarna pay later in 30 days.

3 - PAY

Once your item has been sent, your repayments to Klarna will begin.
You’ll get notifications when your payment is due, and when it’s collected, PLUS there are no interest fees.

Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply

Further information and Klarna’s user terms. General information on Klarna. Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarnas privacy statement.